Financial Aid

e-Open House (February 2021)

中国金融科技:解读中西思维的差异

FinTech in China: Interpreting the Differences between Chinese and Western Thinking

 

Date: 20 February 2021 (Saturday)

Time: 10.00am to 11.00am

Venue: Zoom (Details will be emailed to you nearer the date)

 

尽管美国在研究与科技方面依旧保持领先地位,但中国凭着拥有庞大的用户群和众多的软件工程师,在新科技的应用,尤其是信息科技方面,正在迎头赶上。中国致力于向数字经济转型的过程中,正在将所有相关的贸易及经济信息数字化,也包含了数字货币,微信支付和支付宝这两款电子钱包已促进了中国走向无现金经济的转型。

讲座先阐述过去55年科技的进展和突破。演讲者也会简单地介绍金融科技的5个基础部分:人工智能、大数据、云计算、分布式账本以及机器和深度学习。他也会分析过去15年影响中国发展的政策。利用双语的优势,他将以有趣的中英文金融科技词汇为例,解读中西方因社会、文化、地理、政治的不同而形成的思维上的差异。

While the United States is still leading in research and technology, China is catching up with the application of new technology, in particular, Information Technology (IT), given its huge user base, and a large pool of talented software engineers. In its effort to develop its digital economy, China is moving towards digitalising all relevant trade and economy information, including its currency. Wechatpay and Alipay are the two electronic wallets facilitating cashless economy in China.

The talk first takes stock of the past 55 years' technological developments and breakthroughs. The speaker will briefly introduce five key components that are the foundation of FinTech, namely, artificial intelligence (AI), big data, cloud computing, distributed ledger, and machine and deep learning. He will then share his insights on the policies in the past 15 years that led to the current development in China. Drawing on his bilingual advantages, the speaker will dwell on interesting English and Chinese FinTech terms that could shed light on the differences between Chinese and Western thinking arising from socio-cultural and geopolitical differences.

(This talk will be conducted in Mandarin)


Speaker (主讲者)

Mr Tan Yong-WahMr Tan Yong-Wah (陈永华)

陈永华毕业于新加坡国立大学,理学士(1982年),企业管理硕士(2000年)。在新加坡开启职业生涯,运营了13年的新加坡银行同业支付系统业务,期间也负责把各种支付系统销售并安装给亚洲各国的中央银行使用。

1995年在香港中央银行,金融管理局邀请加盟为技术顾问总监负责银行同业线上实时大额支付系统的实施,在1999年转任信息科技主管至今。永华代表香港金融管理局参加的国际及区域信息科技每年会议有国际清算银行的十大工业国中央银行科技局长会;和亚洲太平洋区域中央银行科技局长会,各会议每年举办两次。

永华能有效地掌握双语,并曾受中国中央银行,中国人民银行邀请成为中国支付系统的国际咨询顾问团成员,也在中国银行业监督管理委员会的邀请下,于科技部门挂司局干部职位提供咨询服务。

 

Mr Tan Yong-Wah is the head of IT/Chief Information Officer (CIO) with the Hong Kong Monetary Authority (HKMA), the de facto central bank in Hong Kong. Having been with the HKMA for more than 25 years, Yong-Wah joined HKMA in 1995 as the technical advisor for the implementation of the Real Time Gross Settlement (RTGS) system, and later was appointed as the head of IT/CIO in 1999.

Yong-Wah started his career in Singapore, having worked in the DBS bank, Banking Computer Services (BCS) and BCS Information Systems (BCSIS), before moving to Hong Kong. Effectively bilingual, both written and spoken, Yong-Wah was appointed as a member of the International Advisory Panel on payment system of the People’s Bank of China (PBoC), the central bank of Mainland China. At the same time, Yong-Wah was also a special advisor to the China Banking Regulatory Commission (CBRC) on IT matters, holding a title of visiting director-general in the CBRC.

Yong-Wah holds a B.Sc. degree in Mathematics (1982) and an Executive MBA (2000) qualifications, both from the National University of Singapore.



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