Financial Aid for Full-time Undergraduates


There are various types of financial aid available for you to apply for if you require financial assistance.

New applicants should only submit financial aid scheme applications after you have been accepted for admission.

The Central Provident Fund (CPF) Education Loan Scheme is available to all subsidised SUSS full-time undergraduate students who are Singapore Citizens (SC) or Singapore Permanent Residents (PR) studying in the MOE-subsidised degree programmes at SUSS. This scheme cannot be used to pay miscellaneous fees.

As stipulated by the CPF Board, you can use your own, your spouse's or your parents' CPF savings to pay for your tuition fees. The use of a sibling's CPF savings is only considered on a case-by-case basis.

Repayment

Repayment will start one year after graduation or on leaving the programme, whichever is earlier. The student has to repay the full amount of CPF savings withdrawn and the interest from the time the savings are withdrawn in cash. The interest, which is based on the prevailing CPF interest rate, will be credited into the CPF account of the member whose savings had been used. The repayment can be made in one lump sum or by monthly instalments over a maximum period of 12 years. For outstanding amounts of up to S$10,000, the minimum repayment per month is S$100.

Guarantor

With effect from 1 April 2005, CPF Board has waived the need for students to furnish a guarantor for applications to use CPF savings for education.

How to Apply?

We only accept online submission and you will need your Singpass to login. Please refer to the step-by-step guide on how to submit an online application.

Academic YearApplication Period
Intake 2023
1 June to 15 July 2023


Frequently Asked Questions (FAQs) and Resources

View FAQs on CPF Education Loan Scheme
View CPF interest rates

The Mendaki Tertiary Tuition Fee Subsidy scheme is an education subsidy for Malay students to cover their tuition fees at tertiary institutions.

With effect from 1 January 2011, students with Malay as their first component race of a double-barrelled race (i.e. Malay-Indian or Malay-Chinese) are also eligible for the scheme.

Eligibility

SUSS full-time undergraduate Malay students who are Singapore Citizens (SC) studying in the MOE-subsidised degree programmes at SUSS and their Monthly Household Per Capita Income (PCI) does not exceed S$2,000 are eligible to apply.

Income CriteriaGross Monthly Household Per Capita Income below S$1,400Gross Monthly Household Per Capita Income ≥S$1,401 and ≤S$1,700Gross Monthly Household Per Capita Income ≥S$1,701 and ≤S$2,000
Quantum100% of subsidised tuition fee75% of subsidised tuition fee50% of subsidised tuition fee

 

How to Apply?

Access MyMENDAKI Portal to submit an online application.

Academic Year1st Application Period2nd Application PeriodNotification Date
Intake 2024 - 2025
15 May 2024 to 15 July 202421 November 2024 to 8 January 2025You will be informed by Yayasan Mendaki directly

 

For more information please click here.

The Tuition Fee Loan (TFL) is a Government education loan to help students in their payment of tuition fees.

Singapore University of Social Sciences (SUSS) has appointed DBS Bank Ltd as the agent to administer the TFL Scheme on behalf of the University.

Students who have applied for TFL through DBS will first receive the status of their loan account from the bank, and subsequently a final email notification from SUSS if their applications are successful and accepted. The TFL application is only completed and confirmed, upon the issuance of this final email notification from SUSS. 

 

Eligibility

The TFL is available to all subsidised SUSS full-time undergraduate students who are Singapore Citizens (SC) or Singapore Permanent Residents (PR) studying in the MOE-subsidised degree programmes at SUSS.

From AY2018, the TFL is extended to subsidised full-time International Students studying in the MOE-subsidised degree programmes at SUSS.

The following categories of students are not eligible for TFL:

  • Students receiving Government/Statutory Board/SUSS scholarships which cover 100% tuition fees
  • Students using Central Provident Fund ("CPF") savings for payment of 100% of the subsidised tuition fees
  • Students receiving full tuition fee subsidy from Mendaki
  • Students who are taking non-undergraduate programmes
  • Students who are not receiving MOE tuition grant for their undergraduate programmes

 

Loan Quantum

The TFL covers up to 90% of the subsidised tuition fee payable by SC. It does not cover any other miscellaneous fees. You may choose any of these loan quanta: 30%/50%/80%/90% of the total subsidised tuition fees payable by SC.

SUSS has the discretion on the quantum of the loan to be granted based on its assessment of the student's needs for financial assistance.

Students who have obtained other loans (e.g., CPF Education Scheme) that cover less than 90% of the subsidised fees payable by SC are eligible to take up the TFL to cover the remaining fees payable, as long as the total TFL amount awarded does not exceed 90% of the subsidised fee payable by SC. The total loan amounts (from both the TFL and other loans) should not exceed 100% of subsidised fees payable by the student.

 

Guarantor

You will need a guarantor to apply for TFL. The criteria for the guarantor for the TFL are as follow:

  • One guarantor above 21 years but not exceeding 60 years
  • No income qualification will be stipulated
  • SC guarantor will be accepted for a SC applicant
  • SC or PR guarantor can be accepted for a PR applicant
  • SC, PR or foreigner can be accepted for foreign applicants

 

Repayment

The repayment terms are as follows:

  • Repayment of the loan can be made in one lump sum or by equal monthly instalments, commencing not later than 2 years after graduation.
  • The minimum amount of repayment is S$100 per month and the maximum repayment period is 20 years
  • In the event that the borrower leaves the University without completing the degree programme, the loan outstanding will immediately become due and payable. The borrower may, however, repay the outstanding sum by monthly instalments on such terms and conditions as stipulated by SUSS

 

Interest Rate

Interest on TFL will start accruing on the first (1st) day of the third (3rd) month following the borrower's graduation/withdrawal. For graduates/withdrawals with remaining National Service obligations, the same interest commencement date will apply.

The interest on TFL is computed based on the average prime rates of the three local banks, namely DBS, OCBC and UOB, prevailing on the first day of each quarter or such other rates as may be determined from time to time by the bank. Late payment charges will be levied at the rate of 1% per month on instalment in arrears.

 

How to Apply

TFL Application Period

Academic YearStart Date of Application*Submission Deadline
Intake 2024
1 June

30 June

*Note:  TFL application submitted after the stipulated deadline above may be rejected.

To Apply;

  • Please visit Tuition Fee Loan | DBS Singapore and follow the instructions under the ‘Apply Now’ section to submit your TFL application online via the DBS digibank app. Please submit your application by the stipulated submission deadline above. After submitting, the bank will issue you the loan account number.
  • Please be informed that you and your guarantor are required to complete the TFL application via DBS digibank.  Otherwise your application will be considered as incomplete.
Important Note:I Digital TFL Application is only applicable to applications with Guarantors who are Singapore Citizens/Permanent Residents and Foreigners who are pass-holders (Residing or working in Singapore). If your Guarantor is neither residing nor working in Singapore please refer to the guide for more information on how to apply for your TFL.

The bank will take approximately 7 working days to process your TFL application and thereafter inform SUSS on the the loan account status of your application.

If your application is successful, SUSS will notify you by email on the balance of the course fee amount payable at your end, after receiving confirmation from the bank.  Please note that your TFL application is only confirmed, upon receiving this email from SUSS.

 

Supporting Documents for TFL Application

  • Provisional Offer or Final Offer Letter of Admission (for new student)
  • SUSS's student card (for existing student)
  • Passport (foreign student and guarantor, where applicable)

Applications submitted without the complete set of supporting documents will be deemed as incomplete and will not be processed.

 

Enquiries

  • DBS Bank
    Tel : +65 6333 0033
  • Singapore University of Social Sciences
    Tel: +65 6248 9777

 

Frequently Asked Questions (FAQs)

View FAQs on MOE Tuition Fee Loan.

View FAQs on Completing Course and Loan Details at DBS Digibank app.

 

The MOE Study Loan (SL) is a means-tested Government loan scheme, and complements the Tuition Fee Loan (TFL).

The SL provides loans to cover up to the remaining 10% of tuition fees not covered by the TFL. It does not cover any other miscellaneous fees.

Singapore University of Social Sciences (SUSS) has appointed DBS Bank Ltd as the agent to administer the SL Scheme.

 

Study Loan Application Period

Academic YearStart Date of ApplicationSubmission Deadline
Intake 2024
1 June30 June

 

Eligibility

Subsidised Singapore Citizen (SC) and Singapore Permanent Resident (PR) students and International Students (IS) studying full-time in the MOE-subsidised undergraduate degree programmes in SUSS are eligible to apply for the SL.

Full-time undergraduates who are awarded fee subsidy or loan by an organisation registered with a government agency or have applied for the government TFL in full or a mixture of both, provided the total subsidy or loan is not below 80% or 90% (refer to table below) of subsidised fees payable by SC shall be considered for the SL. The maximum limit of SL is 10%/20% of the subsidised fees payable by SC plus S$3,600 per annum for living allowance. The total loan amounts for fees (from TFL, SL and other loans) should not exceed 100% of subsidised fees payable by the student.

Full-time undergraduates who have obtained loans amounting to 100% of tuition fees payable from either the CPF Education Scheme or a combination of the TFL and the CPF Education Scheme can borrow up to the maximum living allowance loan quantum only.

Those who are awarded Mendaki fee subsidy or loan can borrow up to the maximum living allowance loan quantum only.

SUSS has the discretion on the quantum of the loan to be granted based on its assessment of the student's needs for financial assistance.

 

Loan Criteria and Quantum

The SL will be awarded on a means-tested (i.e., needs analysis) basis. The loan quantum is based on the student's Gross Monthly Household Per Capita Income (PCI):

Loan TypeTier 1 Study Loan (Waiver of Interest)Tier 2 Study Loan (With Interest)
NationalitySC & PRSC & PRIS
Income CriteriaGross Monthly Household per capita Income* ≤ S$950Gross Monthly Household per capita Income* > $950 and ≤ $2,700Gross Monthly Household per capita Income* ≤ $1,200
Maximum Quantum of LoanMaximum of 20% of subsidised tuition fees payable by SC plus annual living allowance loan of $3,600Maximum of 10% of subsidised tuition fees payable by SC plus annual living allowance loan of $3,600Maximum of 10% of subsidised tuition fees payable by SC plus annual living allowance loan of $3,600  

* Monthly household per capita income is computed based on total gross income of immediate and non-immediate family members over the total number of immediate and non-immediate family members.

 

Guarantor

You will need a guarantor to apply for SL. The criteria for the guarantor for the SL are as follow:

  • One guarantor above 21 years but not exceeding 60 years
  • No income qualification will be stipulated
  • SC guarantor will be accepted for a SC applicant
  • SC or PR guarantor can be accepted for a PR applicant
  • SC, PR or foreigner can be accepted for foreign applicants

 

Repayment

The repayment terms are as follows:

  • Repayment of the loan commences not later than 6 months after graduation.
  • The minimum amount of repayment is S$100 per month and the maximum repayment periods are:
    • Study loan (waiver of interest): 5 years from commencement of first repayment. 
    • Study loan (with interest payment): 20 years from commencement of first repayment.
  • In the event that the borrower leaves the University without completing the programme, the loan outstanding will immediately become due and payable. The borrower may, however, repay the outstanding sum by monthly instalments on such terms and conditions as stipulated by SUSS.

 

Interest Rate

For students under Tier 1 Study Loan scheme, interest is waived during the repayment period of 5 years. Interest will start accruing if repayment is made beyond the 5-year period.

For students under Tier 2 Study Loan scheme, interest will start accruing on the first (1st) day of the third (3rd) month following the borrower's graduation. 

The interest on SL is accrued on a monthly basis and is computed based on the average prime rates of the three local banks, namely DBS, OCBC and UOB, prevailing on the first day of each quarter or such other rates as may be determined from time to time by the bank.

 

How to Apply (2-Part Process)

(Note: Students must have TFL or a loan with any registered government organization before applying SL)

Part 1 of SL application

  • To apply, submit the online SL Application Form and the required supporting documents before the stipulated deadline.
  • If your application is successful, you will be notified by SUSS within 7 working days of your TFL approval from DBS bank via email (note: only successful applicants will be notified).

Part 2 of SL application

  • Upon receiving the email notification from the University, please note that you and your guarantor are required to the SL approval letter (issued by the University) and complete the Study Loan form via DBS digibank.  Otherwise your application will be considered as incomplete.

In the meantime, you may read through this guide to learn more about what you need to prepare in advance for the submission.

  • Upon receiving the confirmation of your Study Loan form submission via DBS digibank, SUSS will notify you via email of the balance of the course fee amount payable on your end, i.e., total course fee payable less your Tuition Fee Loan, Study Loan and any other loan taken to finance the subsidised tuition fees.
  • DBS will then update SUSS on your successful Study Loan application and you should receive an annual statement from the bank for your reference.

Applications submitted without the complete set of supporting documents will be deemed as incomplete and will not be processed.  Please ensure that you have completed both Part 1 and Part 2 of the application.

 

Enquiries

  • DBS Bank
    Tel : +65 6333 0033
  • Singapore University of Social Sciences
    Tel: +65 6248 9777

 

Frequently Asked Questions (FAQs)

View FAQs on MOE Study Loan.

The Higher Education Bursary (previously known as MOE Bursary) is funded by the Singapore Government and provides financial assistance to Singapore Citizens pursuing their first MOE-subsidised full-time undergraduate programmes at SUSS. This Bursary is awarded based on financial needs.

The application, notification and disbursement periods are as follows:

Academic YearApplication Period *Notification PeriodDisbursement Period
AY 20241 to 30 JuneEnd AugustEnd October

 

Value of the Bursary

The Bursary is tenable on a yearly basis. Students receiving the Bursary must not concurrently hold other bursaries or scholarships1.

Tier 1Tier 2
Income# Eligibility CriteriaGHI3 $4,401 - $7,500 or
PCI2 $1,101 - $1,875
GHI3 $7,501 - $10,000 or
PCI2 $1,876 - $2,500
QuantumS$3,250$1,350

#Income = gross (i.e., including employee's CPF contribution) income contributions from self- employment, business or salaried employment (which includes basic salary, allowances, overtime pay, bonus, etc.), as well as other sources of income (e.g., rent).

1Students who are awarded the Tertiary Tuition Fee Subsidy for Malays by Yayasan Mendaki or scholarships/bursaries/study awards, which is meant to cover the tuition fees only, can concurrently hold the Higher Education Bursary. Students who are holding awards or bursaries that are meant for specific programmes on top of the tuition fees and living expenses, such as bursaries meant for participation in overseas exchange programmes, can also concurrently hold the Higher Education Bursary. However, students must not concurrently hold the Higher Education Community Bursary and the Higher Education Bursary.

2PCI refers to gross monthly household Per Capita Income (PCI) and is computed based on GHI divided by the number of immediate and non-immediate family members living in the same household.

3GHI refers to gross monthly household income of immediate and non-immediate family members, where:
For Unmarried Students:

  • Immediate family members include parents who may or may not be living together with the student.
  • Non-immediate family members include grandparents, siblings, spouses of siblings, siblings of parents, and any other relatives living together with the student.

For Married Students:

  • Immediate family members include spouse and all children who may or may not be living together with the student.
  • Non-immediate family members include parents, grandparents, siblings, spouses of siblings, siblings of parents, and any other relatives living together with the student.

 

Terms & Conditions

You are advised to read through the Terms & Conditions for the Higher Education Bursary before applying.

How to Apply

To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without the full set of required supporting documents will be deemed as incomplete and will not be processed. For details, please refer to the Supporting Document Checklist.

For new students, you must be accepted for admission first before submitting your application for the Bursary.

Applicants will be notified of the outcome via email. The decision of MOE and SUSS is final and binding, and no appeal will be entertained.

* You should submit your financial aid application within the application periods. However, if you are in need of financial assistance outside the application periods, you may write to the University, quoting reason(s) and providing supporting documents for your application.

 

Frequently Asked Questions (FAQs)

View FAQs on Higher Education Bursary.

The Higher Education Community Bursary (previously known as CDC/CCC Bursary) is funded by the Singapore Government and provides financial assistance to Singapore Citizens pursuing their first MOE-subsidised full-time undergraduate programmes at SUSS. This Bursary is awarded based on financial needs.

The application, notification and disbursement periods are as follows:

 

Academic YearApplication Period *Notification PeriodDisbursement Period
AY 20241 to 30 JuneEnd AugustEnd October

 

Value of the Bursary

The Bursary is tenable on a yearly basis. Students receiving the Bursary must not concurrently hold other bursaries or scholarships1.

Tier 1Tier 2
Income# Criteria

GHI3 ≤ $3,000 or
PCI2 ≤ $750

GHI3 from $3,001 to $4,400 or
PCI2 from $751 to $1,100

QuantumS$6,300$5,100

#Income = gross (i.e., including employee's CPF contribution) income contributions from self- employment, business or salaried employment (which includes basic salary, allowances, overtime pay, bonus, etc.), as well as other sources of income (e.g., rent).

1Students who are awarded the Tertiary Tuition Fee Subsidy for Malays by Yayasan Mendaki or scholarships/bursaries/study awards, which is meant to cover the tuition fees only, can concurrently hold the Higher Education Community Bursary. Students who are holding awards or bursaries that are meant for specific programmes on top of the tuition fees and living expenses, such as bursaries meant for participation in overseas exchange programmes, can also concurrently hold the Higher Education Community Bursary. However, students must not concurrently hold the Higher Education Bursary and the Higher Education Community Bursary.

2PCI refers to gross monthly household Per Capita Income (PCI) and is computed based on GHI divided by the number of immediate and non-immediate family members living in the same household.

3GHI refers to gross monthly household income of immediate and non-immediate family members, where:
For Unmarried Students:

  • Immediate family members include parents who may or may not be living together with the student.
  • Non-immediate family members include grandparents, siblings, spouses of siblings, siblings of parents, and any other relatives living together with the student.

For Married Students:

  • Immediate family members include spouse and all children who may or may not be living together with the student.
  • Non-immediate family members include parents, grandparents, siblings, spouses of siblings, siblings of parents, and any other relatives living together with the student.

 

Terms & Conditions

You are advised to read through the Terms & Conditions for the Higher Education Community Bursary before applying.

 

How to Apply

To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without the full set of required supporting documents will be deemed as incomplete and will not be processed. For details, please refer to the Supporting Document Checklist.

For new students, you must be accepted for admission first before submitting your application for the bursary.

Applicants will be notified of the outcome via email. The decision of MOE and SUSS is final and binding, and no appeal will be entertained.

* You should submit your financial aid application within the application periods. However, if you are in need of financial assistance outside the application periods, you may write to the University, quoting reason(s) and providing supporting documents for your application.

 

Frequently Asked Questions (FAQs)

View FAQs on Higher Education Bursary

The SUSS is committed to providing a quality education for all our students. To ensure that no deserving student is denied admission because of financial difficulty, the SUSS offers a variety of financial aid schemes.

The financial aid schemes are open to financially-needy students with good academic records (for new students), or have made satisfactory progress towards completion of his/her academic programme (for existing students).

Application Period

1 to 30 June

Applicants will be notified of the outcome via MyMail by end August. The decision of SUSS is final and binding, and no reasons will be given for the non-selection of unsuccessful candidates. No appeals will be entertained.

 

SUSS Study Grants

The SUSS Study Grants provide financial assistance to needy students studying at the University. To be eligible for the study grant, you must be a Singapore Citizen or Permanent Resident with financial needs and must achieve at least a cumulative Grade Point Average of 2.0 at point of study grant application.

Each study grant is valued at S$1,000 each and is used to pay the course fee of the awarded semester. There is no bond attached to the study grant. 

Terms & Conditions

You are advised to read through the Terms and Conditions for the Study Grant before applying.

To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.

For new students, you must be accepted for admission first before submitting your application for the study grant.


SUSS Alumni Cares Study Grant

The SUSS Alumni Cares Study Grant is established to inspire underprivileged and/or financially disadvantaged students who are pursuing a full-time education at SUSS. The award will support full-time students with a study grant of S$1,000 each. Each grant is given only for the semester in which it is awarded, and is used to pay the course fee of that semester. There is no bond attached to the study grant.

To be eligible for the study grant, you must have a monthly household per capita income (PCI) of less than S$2,500. 

To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.

For new students, you must be accepted for admission first before submitting your application for the study grant.

 

SUSS Class of 2022 Study Grant Fund

The annual Class Giving campaign is an initiative led by a team of students from the graduating class. It aims to encourage graduands-to-be to create a meaningful legacy, marking their time with SUSS. Through contributions to funds carefully selected by the Class Giving team, the campaign supports fellow students in need of financial support, to tide through these tough times. Each study grant is valued at S$1,000 each and is used to pay the course fee of the awarded semester. There is no bond attached to the study grant.

To be eligible for the study grant, you must have a monthly household per capita income (PCI) of less than S$2,500. 

To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.

For new students, you must be accepted for admission first before submitting your application for the study grant.

 

Ang Yew Shen Study Award

The Ang Yew Shen Study Award, together with SUSS, is provided to students pursuing a full-time undergraduate programme in School of Business.

To be eligible for the award, students must meet the following criteria:

  • Year 3 students who are going on to Year 4 of studies and
  • Must achieve at least a cumulative Grade Point Average (CGPA) of between 2.5 to 3.7 at point of study grant application.

Shortlisted students will be monitored during their final year. The student with the most improved CGPA will be awarded the amount of $3,000, at the end of his/her Year 4 studies.

Shortlisted candidates are required to attend an in-person group briefing by the donor. They are also encouraged to initiate one-to-one engagements with the donor throughout the year.

Terms & Conditions

You are advised to read through the Terms and Conditions before applying.

To apply, you need to submit your e-application via the Student Portal together with the supporting documents by the stipulated closing date. Applications received without supporting documents will be deemed as incomplete and will not be processed. Shortlisted applicants will be required to attend an interview tentatively in mid-August.

 

BDO Jubilee Study Awards

The BDO Jubilee is providing financial assistance to needy students from the School of Business. To be eligible for the study grant, you must be a Singapore Citizen or Permanent Resident with financial needs and must achieve at least a cumulative Grade Point Average of 2.0 at point of study grant application.

Each study grant is valued at S$1,000 each and is used to pay the course fee of the awarded semester. There is no bond attached to the study grant.

To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed. For new students, you must be accepted for admission first before submitting your application for study grant.

 

Catalyst Study Award

The Catalyst Study Award is provided in each academic year to deserving full-time undergraduates with financial needs.

To be eligible for the award, students must meet the following criteria:

  • Singapore Citizen or Malaysia Citizen,
  • Achieve a cumulative Grade Point Average of at least 3.0 at point of study grant application, and
  • Monthly household per capita income (PCI) of less than S$1,000.

Each study award is valued at S$3,000 each and is used to pay the course fee of the awarded semester. There is no bond attached to the study award.

To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed. For new students, you must be accepted for admission first before submitting your application for the study award.

 

Char Yong (Dabu) Association Singapore Study Grants

The Char Yong (Dabu) Association Singapore Study Grants is provided in each academic year to deserving full-time undergraduates with financial needs.

To be eligible for the study grant, you must be a Singapore Citizen and must achieve at least a cumulative Grade Point Average of 2.0 at point of study grant application.

Each study grant is valued at S$1,000 each and is used to pay the course fee of the awarded semester. There is no bond attached to the study grant.

To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed. For new students, you must be accepted for admission first before submitting your application for study grant.


Choo-Lim Study Grants

The Choo-Lim Study Grants, together with SUSS, is provided in each academic year to deserving full-time undergraduates with financial needs.

To be eligible for the study grant, you must be a Singapore Citizen or Permanent Resident and must achieve at least a cumulative Grade Point Average of 2.0 at point of study grant application.

Each study grant is valued at S$1,000 each and is used to pay the course fee of the awarded semester. There is no bond attached to the study grant.

To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed. For new students, you must be accepted for admission first before submitting your application for study grant.


Elizabeth and Anthony Prakasam Trust Study Awards

The Elizabeth and Anthony Prakasam Trust, together with SUSS, is providing Study Awards in each academic year to deserving undergraduates with financial needs.

Each Study Award is valued at $3,000 for full-time students, to be disbursed annually. Students have to attain a minimum CGPA of 2.5. Deserving students that do not meet the CGPA requirements may still be considered.

Terms & Conditions

You are advised to read through the Terms and Conditions before applying.

To apply, you need to submit your e-application together with the supporting documents by one of the stipulated closing dates. Applications received without supporting documents will be deemed as incomplete and will not be processed. New applicants should only apply after you have been accepted for admission to SUSS.

 

ESG GRT

Students who are participating in SUSS-approved Overseas Work Attachment/Internship (OWA/I) programmes may be eligible for funding from the ESG Global-Ready Talent Programme (GRT) which consists of subsistence and travel allowance.

Who is Eligible?

Students who fulfil the following requirements may be eligible for GRT funding:

  • Singapore Citizens or Singapore Permanent Residents
  • Students undertaking SUSS full-time undergraduate programmes
  • Students must have cleared SUSS’ selection process for the respective overseas programme
  • Students must not have been awarded any scholarship or funding whatsoever by anyone in respect of the same items for which the student is granted funding under the GRT funding

Value of the Grant

If your OWA/I is with a GRT-Approved Singapore Enterprise*, your funding amount is capped at:

  • Subsistence: S$600/month
  • Travel Allowance: S$700/placement (lump-sum)

* GRT-Approved Singapore Enterprises will provide an internship allowance of S$1000/month.

If your OWA/I is with a Foreign Enterprise, your funding amount is capped at: 

  • Subsistence: S$800/month
  • Travel Allowance: S$700/placement (lump-sum)

Locations Eligible for Support

GRT will support eligible overseas programmes to the following market categories:

  • Regional Markets: Southeast Asia, India and China
  • Emerging Markets: Latin America & Caribbean, Russia, Central & Eastern Europe, Central Asia, Middle East and Africa

The full list of countries classified in the above supported markets can be found here.

How to Apply

Application to GRT is by invitation only. Please refer to the information pack from the respective OWA/I programmes for eligibility. The GRT funding application is subject to review and approval by SUSS and Enterprise SG. Successful applicants will be notified by SUSS.

Post-programme Deliverables

Students are required to submit an updated resume and a written report detailing their key takeaways and experiences of their overseas programme in the country, within 2 weeks of the programme end date. Please note that the disbursement of the GRT funding will be processed after the post-programme deliverables have been fulfilled.

Questions?

Please contact CareerDev@suss.edu.sg (Attn: Ms Jessica Xue) if you have questions regarding the GRT Funding.

 

Glocom Marketing Study Awards

The Glocom Marketing Pte Ltd is providing Study Awards valued at $3,000 each to deserving undergraduates with financial needs. Students must fulfil the following criteria:

  • Are either Singapore Citizens, Permanent Residents, or Malaysians
  • Have a Monthly household per capita income (PCI) of less than $1,000

Students have to attain a minimum CGPA of 2.0. Deserving students that do not meet the CGPA requirements may still be considered.

Terms & Conditions

You are advised to read through the Terms and Conditions before applying.

To apply, you need to submit your e-application together with the supporting documents by one of the stipulated closing dates. Applications received without supporting documents will be deemed as incomplete and will not be processed. New applicants should only apply after you have been accepted for admission to SUSS.

 

IMDA iPREP

The Industry Preparation for Pre-Graduates (iPREP) programme is a talent development initiative aimed at equipping local ITE, Polytechnic and University students in infocomm and media courses with relevant skillsets and work experience during their academic studies to enhance their industry-readiness upon graduation.

Who is Eligible?

Students who fulfil the following requirements may be eligible for iPREP funding:

  • Singapore Citizens
  • Students undertaking SUSS full-time undergraduate programme in Business Analytics
  • Students must have cleared SUSS’ selection process for the respective overseas programmes
  • Students must not have been awarded any other funding in respect of the same items for which the student is granted funding under the iPREP
  • Students in their final semester of studies are not eligible for the funding

Students may tap on the programme funds to participate in the following overseas exposure programmes:

  • Overseas Work Attachment / Internship
  • Study Trip (IBSP, ISC, OEL, OSS, OWS)
  • Student Exchange
  • Competition

as well as courses and certification programmes in the IMDA pre-approved list.

Value of the Grant

OWA/IStudy Trip/Exchange/CompetitionCourses/Certification

Capped at S$8,500 per student for:

  • One-time return flights (economy, most direct route)
  • Living allowance of S$1,200/month (prorated by no. of working days)

Can only be utilised once

Capped at S$2,000 per student for:

  • One-time return flights (economy, most direct route)
  • Living allowance of S$1,200/month (prorated by programme duration)

Can only be utilised once

Capped at S$500 per course

May be utilitised multiple times

 

How to Apply

Application to the iPREP funding for any Overseas Exposure Programmes is by invitation only. Please refer to the information pack from the respective overseas programmes on funding options. The iPREP funding application is subject to review and approval by SUSS and IMDA. Successful applicants will be notified by SUSS.

For Courses/Certifications, please complete the application form and email to CareerDev@suss.edu.sg (attn: Ms Joyce Tan).

Post-programme Deliverables

Students are required to submit an updated resume and a written report detailing their key takeaways and experiences of their overseas programme in the country, within 2 weeks after the programme ends. Please note that the disbursement of the iPREP funding will be processed after the post-programme deliverables have been fulfilled.

Questions?

Please contact the following offices if you have questions regarding the iPREP:


Kewalram Chanrai Group Study Grants

The Kewalram Chanrai Group together with SUSS, is providing study awards annually to needy female students studying at the S R Nathan School of Human Development. To be eligible for the study grant, you must be a Singapore Citizen or Permanent Resident with financial needs and must achieve at least a cumulative Grade Point Average of 2.0 at point of study grant application.

Each study grant is valued at S$1,000 each and is used to pay the course fee of the awarded semester. There is no bond attached to the study grant.

To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.


Lee Foundation Study Awards

The Lee Foundation is providing study awards to deserving full-time undergraduates with a monthly household Per Capita Income (PCI) of not more than the prevailing Higher Education Community Bursary Tier 2 income eligibility criteria.

The awards are valued at S$2,000 each and are open to students with good academic records (new students), or have made satisfactory progress towards complete of his/her academic programme (for existing students). 

Terms & Conditions

You are advised to read through the Terms and Conditions before applying.

To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.


Light of Wisdom Study Grants

The Light of Wisdom Study Grants, together with SUSS, is provided to deserving undergraduates with financial needs.

To be eligible for the study grant, you must be a Singapore Citizen or Permanent Resident with a monthly household Per Capita Income (PCI) of less than S$1,000, and must achieve at least a cumulative Grade Point Average of 2.0 at point of study grant application.

Each study grant is valued at S$1,000 and is given only for the semester in which it is awarded. The grant is used to pay the course fee of the awarded semester and there is no bond attached.

To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed. For new students, you must be accepted for admission first before submitting your application for study grant.


Lim Pu Leh Study Awards

The Lim Pu Leh Endowment Fund, together with SUSS, is providing Study Awards to deserving full-time undergraduates with financial needs.

Each Study Award is valued at $3,000, and application is open to all full-time students, with preference to Malaysian students (who may or may not hold Singapore Permanent Resident status).

To apply, you need to submit your e-application via the Student Portal together with the supporting documents by the stipulated closing date. Applications received without supporting documents will be deemed as incomplete and will not be processed. New applicants should only apply after you have been accepted for admission to SUSS.


Maritime Cluster Fund (MCF)

The MCF – Industry Attachment supports internships in maritime-related work with S$400 top-up allowance per month for up to 6 months.

Who is Eligible?

Students applying must meet the list of eligibility criteria below:

  • Must be a Singaporean or Singapore Permanent Resident;
  • Industry attachment programme must be in a maritime-related business entity approved by CareerDev
  • Attachment programme must be well-structured and job scope must be maritime-related and enable intern to gain knowledge and experience in maritime businesses. It may be conducted in Singapore, overseas office or on board ships and;
  • The period of attachment should be within 4 to 24 weeks.

Questions?

For more information, please visit MPA website or contact Mr William Tan.


Ng Liew Peng Study Grants

The Ng Liew Peng Study Grants is providing study grants to deserving full-time Bachelor of Accountancy students with financial needs.

To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications received without supporting documents will be deemed as incomplete and will not be processed. New applicants should only apply after you have been accepted for admission to SUSS.


Octava Foundation Study Awards

The Octava Foundation, together with SUSS, is providing study awards to deserving new students with financial needs from the full-time Bachelor of Social Work programme.

To be eligible for the award, students must meet the following criteria:

  • New students who are in their first semester of studies and
  • Monthly household per capita income (PCI) must not exceed S$1,100

The successful recipients will be awarded the amount of $3,000 in each academic year throughout the 4 years of their studies with SUSS.

To apply, you need to submit your e-application via the Student Portal together with the supporting documents by the stipulated closing date. Applications received without supporting documents will be deemed as incomplete and will not be processed. Shortlisted applicants will be required to attend an interview in mid-August.


OWA Bridging Loan

Students who are participating in SUSS-approved Overseas Work Attachment (OWA) programmes of at least 4 months in duration may be eligible for the Bridging Loan.

Who is Eligible?

Students who fulfil the following requirements may be eligible for OWA Bridging Loan:

  • Confirmed an OWA placement of at least 4 months in duration
  • Received in-principle approval from other funding sources and avenues endorsed by Office of Career Development
  • Must not have been awarded any scholarship or funding whatsoever by anyone in respect of the same items for the same OWA programme

Value of the Grant

The amount of Bridging Loan will be capped at 80% of the total programme funding amount approved for the your OWA.

 ESG GRT Programme
 6 months in Foreign Enterprise overseas4 months in Foreign Enterprise overseas
Airfare (one-time)$700$700
Trip Subsistence $4,800 ($800 x 6 months)$3,200 ($800 x 4 months)
TOTAL funding received by student (to be reimbursed post-trip)$5,500$3,900
Bridging Loan amount (to be disbursed pre-trip)$4,400$3,120

 

How to Apply

Application to The OWA Bridging Loan is by invitation only. The Bridging Loan is subject to review and approval by SUSS. Successful applicants will be notified by SUSS.

Questions?

Please contact CareerDev@suss.edu.sg (Attn: Ms Jessica Xue) if you have questions regarding the OWA Bridging Loan.

 

Quantedge Foundation – SUSS Education Access Awards

 Who is Eligible?

  • Singapore Citizens
  • Students undertaking SUSS full-time undergraduate programmes
  • Gross monthly household Per Capita Income (PCI) of not more than $750 and must concurrently hold the Higher Education Community Bursary (HECB) Tier 1. Details on the HECB are available here.
  • Lives in a HDB flat that is no larger than a 4-room type HDB flat;
  • Does not, and whose immediate family members (including parents, spouses, siblings and/or children) do not, own any private property in or outside of Singapore; and
  • Does not already possess a Bachelor’s degree.

Tenure and Value of Award

This Award will support recipients during their 4-year study at SUSS. It will cover costs for the Tuition fees and approved charges, after offsetting the amount received under other grants and the Higher Education Community Bursary (Tier 1)

Terms & Conditions

You are advised to read through the Terms and Conditions before applying.

How to Apply?

Application period: 1 to 30 June

To apply for the Award, you need to submit your e-application by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.

Only successful candidates shall be notified via email between August to November.

The decision of the Student Awards Committee of SUSS is final and binding, and no reason will be given for the non-selection of unsuccessful candidates. No appeal will be entertained.


Sim Foundation Study Grant

The Sim Foundation is providing study grant to deserving full-time undergraduate in the Bachelor of Social Work programme with financial needs. The grant are open to students with good academic records (for new students), or have made satisfactory progress towards completion of his/her academic programme (for existing students).

Each study grant is valued at S$2,000 each and is used to pay the course fee of the awarded semester. There is no bond attached to the study grant. 

Terms & Conditions

You are advised to read through the Terms and Conditions before applying.

To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed.

For new students, you must be accepted for admission first before submitting your application for study grant.

 

SIM People Development Fund (SIMPDF) Study Award

The SIM People Development Fund (SIMPDF) was set up to support Singaporeans in realising their career potential through access to learning pathways and experiences. The Fund provides Study Awards valued at S$7,500 each to students with financial needs. This will be disbursed in 2 semesters ($3750 x 2 semesters).

To be eligible for the study award, students must meet the following criteria:

  • Final year undergraduate Singapore Citizens students pursing their first degree
  • Monthly household per capita income (PCI) must not exceed S$2,500

Shortlisted students are expected to attend an interview with representatives of SIM People Development Fund (SIMPDF). 

To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications without supporting documents will be deemed as incomplete and will not be processed. For new students, you must be accepted for admission first before submitting your application for study grant.


Singapore Leong Khay Huay Kuan Bursary (for Singapore Citizens only)

The Singapore Leong Khay Huay Kuan is providing Bursary awards valued at S$3,000 each to deserving full-time undergraduates. Priority will be given to students from the Chinese Hokkien dialect group.

To be eligible for the Bursary award, students must meet the following criteria:

  • Singapore Citizen
  • Monthly household per capita income (PCI) must not exceed S$1,000
  • Not receiving any other bursaries, study awards, and/or scholarships

Terms & Conditions

You are advised to read through the Terms and Conditions before applying.

To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications received without supporting documents will be deemed as incomplete and will not be processed.


S R Nathan Study Grants

The S R Nathan Education Upliftment Fund, together with SUSS, is providing Study Grants valued at $1,500 each to deserving full-time Bachelor of Social Work students with a monthly household per capita income (PCI) of not exceeding S$1,000.

To apply, you need to submit your e-application together with the supporting documents by the stipulated closing date. Applications received without supporting documents will be deemed as incomplete and will not be processed. New applicants should only apply after you have been accepted for admission to SUSS.


SUSS GIC Sparks & Smile

Established by GIC Private Limited in 2015, the GIC Sparks & Smile Award supports full-time undergraduates of SUSS, empowering students to aspires to make a positive impact in the community. Awardees will undergo a customised leadership and community programme conducted by Beyond Social Services and thereafter commit to community service with a Social Service Agency (SSA) as part of the programme..

Who is Eligible?

  • Open to Singapore Citizens (SC) only
  • Full-time undergraduates in any year of study
  • With Monthly household Per Capita Income* less than or equal to $2,475
  • Motivated Student
  • Must NOT be a current scholarship holder (does not include bursaries and other financial aid)

* PCI = Gross income of family members in household / Total number of family members in househould

Gross income refers to amount before deduction of CPF. It includes allowances, overtime, commission, bonus, etc.
Family members include:

  • immediate family members (i.e. spouse, parents and all children who may or may not be living in the same household as applicant) and
  • non-immediate family members (i.e. grandparents, siblings, spouses of siblings, siblings of parents, and any other relatives who are living in the same household as applicant)

Tenure

  • Each Study Grant is tenable for one year only
  • Awardees may reapply to be considered for the Award in their subsequent year of study, subject to meeting the eligibility criteria
  • Each Awardee shall be eligible for the Award for a maximum of two (2) times throughout the duration of his/her candidature

Benefits of Award

  • S$6,000 per annum
    • 50% of the Award quantum will be disbursed upon programme commencement.
    • Disbursement of the balance 50% on the completion of the programme is subject to the submission of the reports and receipt of a satisfactory appraisal by the assigned SSA.
  • No bond attached
  • Insights into Singapore’s social landscape

Terms and Conditions

  • Successful recipients are expected to commit a minimum of 25 hours for a continuous period of 6 months in 2023-2024 (to complete by 31 July 2024) to serve various community members in these possible areas:
    • Door knocking: An outreach programme to engage in meaningful conversations to understand the demographic profile of residents.
    • Health Rangers @Lengkok Bahru: A project in the health movement in Lengkok Bahru that covers healthy eating, physical exercise, social connectedness, mental wellness, and preventive health.
    • Active ageing @Peace Connect: An outreach programme to engage seniors in active ageing activities, befriending or providing better support for their needs.
    • Befriending (for renewed awardees only): A befriending programme to support a child/youth facing life stressors, through academic tutoring, sports or art.
  • Recipients are required to attend a Welcome, Volunteer Orientation & Leadership Training session organised by GIC and Beyond Social Services on 14 October 2023 (Saturday), 9am – 1pm at GIC’s office.

[NOTE for FT students matriculated Jul-22 and prior: Due to the nature of involvement, this programme is NOT endorsed for fulfilment of your Community Engagement (CE) experiential graduation requirement.]

How to Apply

Application Period:

Academic SemesterApplication PeriodNotification Date
July semester 31 August - 10 September 2023By end of October 2023

To apply, you need to submit your e-application with the supporting documents by the stipulated closing date.

If you have any queries, please contact Office of Service-Learning at osl@suss.edu.sg.


Wong Lan Eng Study Grants

The Estate of Wong Lan Eng, together with SUSS, is providing study grants to eligible full-time undergraduates.

The award amount will be disbursed to the recipient on an annual basis of S$1,000 per year (capped at total S$4,000 per recipient).

For continued yearly disbursement, the recipient must maintain a cumulative grade point average (CGPA) of at least 3.0 in each semester. For more information, please refer to the Terms and Conditions.

To apply, you need to submit your e-application together with the supporting documents via the Student Portal by the stipulated closing deadline. Applications received without supporting documents will be deemed as incomplete and will not be processed.

The SUSS Overseas Experience Grant (OEG) is open to needy full-time undergraduates who have applied to undertake one of the overseas experience programmes such as experiential learning, industry-based study programme, leadership programme, or any other university-approved overseas educational programmes.

Who is Eligible?

  • Singapore Citizens or Permanent Residents with financial needs;
  • must achieve at least a cumulative Grade Point Average of 2.0 at point of OEG application;
  • must have a Monthly Gross Per Capita Income (PCI) not exceeding S$2,500, or Monthly Gross Household Income (GHI) not exceeding S$10,000, or is able to provide evidence of family financial difficulties;
  • must have completed their Overseas programme before they submit their application.

Students may not claim from PSEA and OEG for the same programme.

Value of the Grant

The value of each OEG is up to S$500.

Each student can be awarded the OEG only once throughout the entire candidature for his/her course of study.

Kindly note that the OEG is processed on a reimbursement basis.

How to Apply

To apply, please submit your e-application together with all relevant supporting documents by the stipulated closing date. Applications without the full set of required supporting documents (listed below) will be deemed as incomplete and will not be processed.

Supporting documents required: 

1. Overseas Experience Programme

  • Overseas Programme certificate of completion/participation
  • Overseas Programme official transcripts
  • Receipts of payments made for the programme (accommodation, programme fee, travel insurance, airfare) - amount reflected must be in SGD. E.g. if the receipt shows the amount in a different currency, please include receipt of payment made in SGD as well. 

  • 2. Financial Document(s)

    Applicants will be notified on their OEG application status via email.  The decision of the University on the selection of OEG recipients is final and no appeal will be entertained.

    The application and notification are as follows:

    SemesterApplication PeriodNotification Period
    January Semester

    1 February to 31 May

    End June

    July Semester1 August to 30 NovemberEnd December

     

    Terms & Conditions

    You are advised to read through the Terms and Conditions for the OEG before applying.

    The SUSS Monthly Financial Assistance Scheme provides a monthly allowance to full-time undergraduates (Singapore Citizens and Permanent Residents) who require financial assistance on their living expenses. This award is valued at S$200 per month for one academic year and will be disbursed to recipients as one lump sum of S$2,400. Eligible student is only allowed to apply for this award once during his/her candidature.


    Eligibility

    • Current Full-Time Undergraduates who are Singapore Citizens or Permanent Residents
    • Monthly household Per Capita Income (PCI) of $0
    • Have not previously received this award

    Application Period

    1 to 30 June 


    How to Apply

    You need to submit your e-application by the stipulated closing date. Applications received without all required supporting documents will be deemed as incomplete and will not be processed. You are advised to read through the Terms and Conditions before applying. Applicants will be notified of the outcome via MyMail by end August.

    The SUSS Student Care Fund aims to provide contingency financial grant for students facing sudden or immediate financial hardship, arising from unexpected family and life situations.


    Eligibility

    • Current SUSS undergraduate and graduate students
    • Requires assistance with living expenses due to sudden occurrence of any of the following by the main income contributor and/or co-contributor:
     Situation Supporting documents
    Retrenchment / Involuntary no pay leave / Dismissal / Lay off
    Company’s letter or email to prove that main contributor and/or co-contributor is/are affected by retrenchment, involuntary no pay leave, dismissal or lay off
    DemiseDeath certificate
    Debilitating health issuesMedical documents (e.g. official medical bills, appointment letters etc.)
    Incidents which affect main and/or co-contributor’s ability to provide income and/or sudden increase in essential living expensesDocuments detailing incidents which affect main and/or co-contributor’s ability to provide income and/or sudden increase in essential living expenses
    Other hardship circumstances to be assessed on a case-by-case basisOther documents on hardship circumstances as deemed relevant


    Value of the Grant

    The value of the grant for each eligible recipient is $1,000 which will be given as outright cash via PayNow (NRIC). 


    Terms & Conditions

    You are advised to read the Terms and Conditions before applying.


    How to Apply

    Application for SUSS Student Care Fund is open all year round.  To apply, please click here to submit your online application with supporting documents. Applications without supporting documents would be considered incomplete and will not be processed.

    Applicants will be notified of the outcome via email within 2 weeks of your application.

    The University reserves the right to amend the terms and conditions for the grant or to terminate this financial aid at its sole discretion without prior notice.

    The Post Secondary Education Account (PSEA) scheme helps parents save for their children's post-secondary education by maintaining a Post-Secondary Education Account (PSEA) for each eligible child. This is part of the Government's efforts to encourage every Singaporean to complete his post-secondary education. It also underscores the Government's commitment to support families in investing in the future education of their children, and to prepare them for the economy of the future. PSEA is not a bank account. It is administered by the Ministry of Education and is open automatically for all eligible Singaporeans. Students may apply to use their own or their siblings' PSEA to pay fees to be incurred at Singapore University of Social Sciences, among other approved institutions.

     

    PSEA Balance

    Edusave Account balances of students, if any, will be transferred to their PSEA. You can visit the MOE PSEA Scheme website to find out more details on the PSEA Scheme. To find out your PSEA balance, you can call the PSEA/Edusave enquiry line at +65 6260 0777 or contact MOE at www.moe.gov.sg/contact.

    How to Apply?

    For ongoing withdrawal of PSEA fund to pay for tuition fees and miscellaneous fees

    • Using your own account only: submit a Standing Order (SO) Form1here. You can refer to this guide on how to submit the online application.
    • Using your own and sibling’s/siblings’ accounts OR solely your sibling’s/siblings’ accounts: submit a Standing Order (SO) Form2here.

    For one-time withdrawal of PSEA fund to pay tuition fees and/or miscellaneous fees or enrichment programme fees that are approved and endorsed by the University

    • Using your own account only: submit an Ad-Hoc Form3here. You will need to submit a new form if you wish to pay the fees in the subsequent semesters. You can refer to this guide on how to submit the online application.
    • Using your own and sibling’s/siblings’ OR solely your sibling’s/siblings’ accounts: submit an Ad-Hoc Form here.

    1, 2, 3 & 4 You will need to log in using your SingPass account for the online PSEA application. Students below 21 years old will require parents to log in on their behalf


    Application Period

      Please submit the application by the stipulated deadline.

      Academic YearApplication Period (*for new students)
      Intake 2023 - 20241 to 30 June

       

      For current students (Year 2 and onwards), please refer to Student Portal for application period.

       

      Termination Request

      A SO is a one-time application for automatic withdrawal of PSEA fund until either the fund is used up or when the SO is terminated (SO Termination Form) or replaced (submission of new SO).

      For termination of SO, please submit your SO Termination Form to MOE online.

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      Full-time Programmes - Financial Aid

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